Student Loans | Patriot Act with Hasan Minhaj | Netflix

  • нийтэлсэн 10 сарын өмнө

    Patriot ActPatriot Act

    Үргэлжлэх хугацаа: 27:32

    With Americans' student debt now over $1.5 trillion, Hasan looks at how the federal government turned the Department of Education into the largest bank in America in terms of loans, and examines the department's relationship with loan servicers. These private financial companies have benefitted from Secretary of Education Betsy DeVos' hands-off regulation that has made it easy for students to become trapped in debt.
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    About Patriot Act with Hasan Minhaj:
    New episodes, new topics, every Sunday - only on Netflix. Hasan Minhaj brings an incisive and nuanced perspective to global news, politics, and culture in his unique comedy series. Subscribe to the Patriot Act channel now to stay up to date with episode clips and original content from Hasan and the Patriot Act team.
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    Student Loans | Patriot Act with Hasan Minhaj | Netflix
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VAMBRIC
VAMBRIC

alright..this hit way too close to home.

13 цагийн өмнө
Neha Shrestha
Neha Shrestha

Talk about Nepal

21 цагийн өмнө
Peter Schultz
Peter Schultz

Great video! The best book I've ever read about this issue is this 95 Reasons NOT to Go to College: + 1 Reason You Should https://g.co/kgs/xCW3B1

Өдрийн өмнө
Pranay Chaturvedi
Pranay Chaturvedi

There was a time when people studied science to invent and explore, now everyone just want a higher score, a better college and more money! It's sad how educational institutes and money lenders have made education a business! Education is vital to mankind and must be at a worthy cost! Awareness is a big thing, bringing up such issues is really helping not only Americans but people around the world. Thank alot

Өдрийн өмнө
Bongo Fury
Bongo Fury

This is merely the kiddie version of what happened to the grownups in 2008/2009. Banks handing out loans like candy to anyone who would take them and then no one could pay them back. The Student Loan system will collapse, loans will be wiped out and consumer credit ratings will need to be rebuilt. The only problem is the adult tax payers will be required to foot the bill. See, everything will be fine, kids.

2 өдрийн өмнө
Shivam Jaiswal
Shivam Jaiswal

Water balls meet the parents has lost their sonhow disgusting the company is the parents has lost the sun and their entertainment the feeling with smille

3 өдрийн өмнө
Chill Minaty
Chill Minaty

Debt fucked

3 өдрийн өмнө
Adil Blender
Adil Blender

So the education for which you take loan don't make u capable to pay loan itself.

4 өдрийн өмнө
Lisa Rose
Lisa Rose

School teachers are being charged 625% interest for student loan debt!!!! And it just keeps adding up. There is no third world country in the world that is more corrupt than the USA is now.

4 өдрийн өмнө
Rielle Koy
Rielle Koy

This is why I didn't go to college...

4 өдрийн өмнө
Tetsuya Hayami
Tetsuya Hayami

I'm so damn lucky and thankful that I don't live in the US. It would be a nightmare if I live there.

4 өдрийн өмнө
Kelli Shill
Kelli Shill

Btw - awesome job on this segment and thank you for bringing this outrage the attention that it deserves! And, fine job testifying at the Congressional Hearing! Keep up the good work.

4 өдрийн өмнө
Kelli Shill
Kelli Shill

Why isn't our student loan crisis on the front lines of our news EVERY DAY?!

4 өдрийн өмнө
View This
View This

The guy who got arrested by the US Marshalls --- This isn't telling the whole story. He refused to pay his student loan back, received numerous notices to appear in court, and threatened Deputies with a gun.

5 өдрийн өмнө
Alex
Alex

Meanwhile I attend one of the highest ranked universities of the world and pay approximately 1400 USD per year.

5 өдрийн өмнө
Erin Schmaderer
Erin Schmaderer

No the big reason there is a student loan crisis isn't because of how the loans are managed on the loaners side, it is because the borrowers take out more loans than they should, get a useless degree, and then live outside their means and don't focus on paying it back. Beans and rice till that loan is gone, no late nights out, no fancy cars. Why is that really so hard to understand? You made an agreement to borrow money in exchange for your college time, that means you are responsible for paying every penny back.

6 өдрийн өмнө
RunDreamAchieve
RunDreamAchieve

the problem is navient (nor banks) don't loan a cent to 'borrowers'. No loan takes place, period. An exchange takes place, the Promissory Note the 'borrower' signs for a check (legally, not money). An exchange, something of value (the Note, which the bank later securitizes and profits from) for something of equal value (a check backed by the equal cash value of the Note) is NOT a "loan". It is the "borrowers" signature that creates the money. The bank profits from 1 to 5 decades of payments from the "borrower" without lending one...red...cent. The "borrower" get "loaned" their own money and does not even realize they will spend the next few decades paying their student loan or mortgage when it was they, themselves, that funded the check in the first place. 99.999% of Americans and the world population still think banks lend them money. They do not. Banks are in the business of purchasing securities, period. They borrower from the public, not a cent lent and it is the public (students, in this case) who spend the 1 to 5 decades paying back a so-called "loan" they we're never even given. The same goes for "homeowners". You think the bank did you a favor "loaning" you money for your "mort-gage" (mort= death, gage=pledge)? Read what the Federal Reserve Bank of Chicago publication, Modern Money Mechanics states on page 6. Who is reading these documents? No one. Therein lies the problem and the banks pray the world public does not wake up to what they are doing. Read every online book you can find by Thomas Schauff, CPA.

6 өдрийн өмнө
H. Jima
H. Jima

Any graphic design majors out here? I' looking for friends to talk about the GD industry and want to know what other students are doing!

10 өдрийн өмнө
Scott Kirk
Scott Kirk

two words "Gender-studies"

10 өдрийн өмнө
Bojack & Kage
Bojack & Kage

Hey guys! If you’re a recent college grad or someone still working on paying off student loans you should totally check out this newloan refinancing company called Commonbond. I was skeptical cause I had no idea about anything related to my loans but I heard from a friend and they’re legit. They literally cut my interest rates in half on my loans and I’m saving close to $250 a month on repayments. I figured I’d share this with y’all cause we’re clearly in the same demographic based on these videos lol. You can use this link and get up to $200 off towards your first loan payments as well. Take advantage. https://commonbond.co/?referrer=Ql_1_au2xEmRnvwVHtiukv_RYGkeigj9fTRMIR6_cBCk7QLdpd-5gzD-E1PZ3D7C

10 өдрийн өмнө
Norivertael Bowman
Norivertael Bowman

This reminds me of a poster that said "Donate your plasma for 5 times and then youl get 250$ to pay for your books". Yes, it wants teenagers to give up their health, wealth, blood and even possibly next as organs so we could pay for just books that have each time a different cover with each new one having a higher price. Why isnt this reported?

11 өдрийн өмнө
TheBlueClue
TheBlueClue

when i get stressed about my tuition i watch videos about american student loans

11 өдрийн өмнө
Enoch Brown
Enoch Brown

How the hell did you guys not tell me about Hasan Minhaj 7 months ago. You are such massive assholes! I love this guy. He's way better than CNN or any of the network news services. Truly!

12 өдрийн өмнө
OccupyYourMind
OccupyYourMind

The student loan debt problem started long b4 Trump, with Bill Clinton. The Dems removed bankruptcy protections. It's the only debt you can't remove w/bankruptcy. Why is that? The people who protested against the war and put tremendous pressure on the govt back in the 60s were mostly college students--liberal arts majors. Student loans are offered as a form of financial aid to low-income students who are not in a position to pay them back in the first place. Loans don't help poor people. Scholarships and grants can help, but not loans.

12 өдрийн өмнө
Ryan Carey
Ryan Carey

in 1958 your options for majors were relevant and would be worth the investment. In 2020, willfully ignorant people sign loans for huge amounts in order to get a degree in basket weaving, and wonder why they are stuck in debt for the rest of their lives. IF you plan to go to college get a degree that can return on investment. IF you plan to go to college go to a community college IN YOUR STATE OF RESIDENCE to get a majority of your credits. IF you plan to go to college, behave like a well educated person and approach your decision to borrow other peoples money with caution.

12 өдрийн өмнө
venom
venom

God I'm glad i don't live in the US

13 өдрийн өмнө
Shaima aa
Shaima aa

Damn !! Suddenly i feel so grateful for my terrible FREE university !

13 өдрийн өмнө
Martin Akula
Martin Akula

These loan companies have no conscience whatsoever.

14 өдрийн өмнө
VoteFoPedro
VoteFoPedro

He should've brought up the fact that you can't build your credit because most likely, you can't buy a house, or car, or get credit cards if you're in a lot of debt. Other people have to do that and bring you into the account.

15 өдрийн өмнө
ルシードジアン
ルシードジアン

Regulate the University fees as well

16 өдрийн өмнө
A K
A K

13:48 is the most important part. They know that if they don't pester students we will realize it's better to just default in mass and crash the system ruining the abusive sadistic fun of all the servicers! Rebel through default!

17 өдрийн өмнө
JaLecia Lewis
JaLecia Lewis

I have been dealing with the Department of Education for two weeks. This video just made me ten times more scared than I was before. Why didn't I just drop out freshman year?

17 өдрийн өмнө
Jasmin Robinson
Jasmin Robinson

We are...University of Phoenix online...TOOK ME OUTTTTT!!

17 өдрийн өмнө
Jazzy
Jazzy

The 798 people who disliked are the Navient staff

17 өдрийн өмнө
Anurag
Anurag

What's the point of being the leading country in the world if it can't provide decent healthcare and education to its citizens?

17 өдрийн өмнө
Micah Vogan
Micah Vogan

Define decent. Both are offered and nothing is free.

17 өдрийн өмнө
Drew Manupupule
Drew Manupupule

I feel so lucky that I only attended college for 1 semester before dropping out. took me a whole year to pay off the loan but i did it. i would have been totally fucked if i continued on with the 80,000 loan for the 4 year BFA in photography degree I was going for.

18 өдрийн өмнө
Red shark crews
Red shark crews

The last part was so fucking terrible

19 өдрийн өмнө
Benjie Hana
Benjie Hana

This is why I served my time in the military. Free Education Bitches.

19 өдрийн өмнө
B3boy
B3boy

Uncle Sam is RAPING US ALL!!! YOU PAY TAXES..that's for health, education and emergency $$$ not for GODDAMN BOMBS AND BULLETS!!!

19 өдрийн өмнө
Micah Vogan
Micah Vogan

Let me guess. You don’t know where the tax dollars go do you.

17 өдрийн өмнө
B3boy
B3boy

EDUCATION SHOULD BE MANDATORY!!!

19 өдрийн өмнө
Micah Vogan
Micah Vogan

Nope. It isn’t needed to have a great job. Not everyone is smart enough

17 өдрийн өмнө
B3boy
B3boy

education should be FREE FREE FREE but instead America reprograms our SPONGE BRAINS with ignorance for NOT FREE NOT FREE NOT FREE

19 өдрийн өмнө
Micah Vogan
Micah Vogan

Nothing is free moron

17 өдрийн өмнө
C Warren
C Warren

@patriot act. Super informative! Can you do a part 2 on this speaking to reverse amortization?

19 өдрийн өмнө
Whatzit Tooya
Whatzit Tooya

THANK YOU, finally someone who sees that the moon landing was faked

19 өдрийн өмнө
orbitzz
orbitzz

Why did I have to be born as an American bruh

20 өдрийн өмнө
Sergio Alcantara
Sergio Alcantara

We want to get a higher education to build this beautiful country we were born in, live in, and LOVE, and what do we get? Screwed. It’s about time something is done about this. Student loans WILL ruin our economy US common folk worked so hard for. It’s time! We love this country, and want to make it greater with knowledge! It’s not fair we’re screwed over because of it. Why is schooling so damn expensive? Doesn’t the government want more college graduates to lead us ahead of other countries? Idgi.

20 өдрийн өмнө
sleepy boi
sleepy boi

Some students here in Philippines wants to have student loan bill pass... They didnt even know the consiquences...

21 өдрийн өмнө
Jason DiLo
Jason DiLo

This is great information... until you showed that a FFEL qualifies for PSLF. It doesn't. Where did this resource come from? See the problem??

21 өдрийн өмнө
colourful socks
colourful socks

Who the hell privatizes student loan repayment? That's about as stupid as privatizing jails.

21 өдрийн өмнө
Ryuu Ainaki
Ryuu Ainaki

My student loan is through Navient, and can confirm.

21 өдрийн өмнө
Dimi F
Dimi F

Ryuu Ainaki just out of curiosity, would you share when you are done paying what is the difference between the paid total and the loan amount? Basically what is the profit of Navient?

19 өдрийн өмнө
Chiney Rodriguez
Chiney Rodriguez

‪Pls help! Student loans suck anything will help, I just want to be a nurse but payments are making it hard to keep going to school https://www.gofundme.com/f/sksda-student-loans?utm_medium=copy_link&utm_source=customer&utm_campaign=p_na+share-sheet&rcid=1015d99d789c4a829df5fdd2abeb4b04‬

21 өдрийн өмнө
Alexis
Alexis

And you did not put into account the recession..so much for you all knowing about American history.

21 өдрийн өмнө
Alexis
Alexis

If you are talking amd not giving solutions...Please be quiet and stay in your lane. Most Americans are doing the best they can to survive and the last thing they need are most people from different countries talking. Knock it off.

21 өдрийн өмнө
Chris Yu
Chris Yu

You dare criticize the Obama's DOE (praise be his name). yet still think government run single payer health care will run better.......sad just sad, if you attended get a refund on your college tuition

22 өдрийн өмнө
Chris Yu
Chris Yu

2006 student debt was.....so Obama caused the problem?

22 өдрийн өмнө
Arune Jasiulionyte
Arune Jasiulionyte

Wow, sometimes I forget how privileged I am not to have been born in the USA.

22 өдрийн өмнө
Charlie Montero
Charlie Montero

Naviant is the worst company ever sue them to the bones Department of education is the worst department promoting the failure of students in not paying these loans u deserve all to go to jail Betsy De Voss incompetent ignorant corrupt

23 өдрийн өмнө
IHappyChicken
IHappyChicken

Darnnnn.. T___T I have NAVIENT.

23 өдрийн өмнө
Prakash Gnana
Prakash Gnana

Oh! now I know that not everything we heard about studying in USA was right....

23 өдрийн өмнө
Jhaynaiza Napii
Jhaynaiza Napii

Now I understand why my foreigner American classmates choose to study in a different country, deal with culture shock, homesickness and what not. It's to avoid Student Debt.

23 өдрийн өмнө
Alexis
Alexis

Jhaynaiza Napii Shut up! Americans get it...Dam..

21 өдрийн өмнө
EricSmyth14
EricSmyth14

"If you have student loan debt, you would be an *idiot* if you pay. Borrow as MUCH money as you can. Even if you can afford to pay, take out the loans anyway. Because read the writings on the wall: Either the debt is going to be forgiven, or it's going to be inflated away. Either way, the students aren't going to pay! So don't be the sucker that paid for something that everyone else got for free. So take that money, and invest in gold or silver or whatever, and in a few years time, you can pay off the debt for a fraction of what you would of paid. The interest doesn't even start until you graduate. But no, do not. The last thing you want is to see all your friends get something for free that you paid a lot of money for." -Peter Schiff

25 өдрийн өмнө

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